Real Estate in the Houston Metropolitan Area. Let us help make the dream.

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Pearland home sales for every buyer FHA, Conventional, VA, USDA. We also specialize in Self Employed, Foreign Buyers, and those needing down payment assistance. We assist with homes for sale in the entire Houston area. Real Estate is all that we do. We can also assist with your home sale.

Pearland Homes For Sale - Pearland Real Estate Agent. 

The down payment is the initial required amount of money that the lender requires you to invest toward the principle amount of the loan you are requesting. This money is credited to you and is equity . The amount of down payment is contingent upon the type of loan you obtain but usually ranges between 3.5-5% of the loan amount.

Settlement Costs on the other hand are the cost that you pay for obtaining a loan. These costs includes, loan origination, points,appraisal, title, insurance, survey, taxes, deed recording, credit reports, and any other charges associated with the loan.

Your total closing costs are derived by adding your down payment with your settlement fees to comprise all of the funds necessary to close the transaction. Pearland Homes For Sale - Pearland Real Estate Agent. 

Closing costs are paid at the closing, the meeting that legally transfers ownership from seller to buyer and are essential cost in a home sale.

Types of funds used for real estate home sales loans include Pay Check *Income Tax Refunds *401K * Retirement Funds * IRA * Gifts * Down Payment Assistance Programs. 

Down payment assistance is an assistance program that assists with the required down payment amount when acquiring real estate during a home sale. This source of funds is usually between 3-6% of your loan amount which is a pure grant, forgiveness grant, or a repayable subsidy used toward your down payment and total closing costs. 

Homes for sale using down payment programs usually come with some stipulations. Some programs have a residency requirement. Hence, the buyer is required to stay in the home for a specific amount of time as a condition of the 

The way to distinguish Mortgage Insurance from Hazard Insurance in homes for sale. 

Commonly in a real estate transaction, buyers express "I can pay a house note, but I cannot afford the expense of getting into the home. Are there any programs that I can use to substantially reduce the initial costs of getting into the home?"